These Terms of Service (“Terms”) govern your use of the PayBreda website and the Breda mobile app (together, the “Service”), operated byPaybreda in Ghana. By using the Service you agree to these Terms. If you do not agree, do not use the Service.
The Service
PayBreda lets you buy everyday utilities — including mobile data bundles (MTN, Telecel and AirtelTigo), bills, education and insurance payments — and have them delivered to a Ghana mobile number, paid for with mobile money or card. We act as a reseller and facilitator; the underlying services are provided by the relevant network operators and providers.
Orders and delivery
- You are responsible for entering the correct recipient number and network. Because numbers can be ported between networks, confirm the network the number is currently on before you pay.
- Orders are processed after payment is confirmed. Delivery times vary with the time of day; an estimate is shown before you pay and we deliver within our stated window.
- Once a bundle or service is delivered to the number you provided, it cannot be reversed.
Payments
Prices are shown in Ghana cedis and are payable at checkout. Payments are processed by our payment provider (Paystack); we do not see or store your mobile money or card details. By placing an order you authorise us to charge the amount shown.
Refunds
If an order cannot be delivered we refund it in full. Data or services already delivered to the number you provided cannot be refunded. See our Refund Policy for details.
Accounts
You can use some features without an account. Where you create one, you are responsible for keeping your sign-in details secure and for activity under your account. Tell us promptly if you suspect unauthorised use.
Acceptable use
You agree not to:
- Use the Service for fraud, money laundering or any unlawful purpose.
- Buy services for numbers you are not authorised to top up.
- Interfere with, probe or disrupt the Service, or bypass its security or bot protection.
- Resell or abuse the Service in a way that harms us, our providers or other users.
Availability
We work to keep the Service available and accurate, but we provide it “as is” and do not guarantee it will be uninterrupted or error-free. Prices, bundles and availability may change, and delivery depends on the networks and providers we work with.
Limitation of liability
To the fullest extent permitted by law, Paybreda is not liable for indirect or consequential loss. Where we are liable, our total liability for any order is limited to the amount you paid for that order.
Changes
We may update these Terms from time to time. The current version is always posted here with the “Last updated” date above. Continuing to use the Service means you accept the updated Terms.
Governing law
These Terms are governed by the laws of Ghana, and disputes are subject to the courts of Ghana.
Contact us
Questions about these Terms? Email us at support@paybreda.com.